Look, I get it. Your son or daughter is getting ready to go to college. You realize you haven’t saved enough and you want to consider every possible solution to help your child be to[...]Read More about Should You Take Money Out Of Your Retirement Plan To Pay For Your Child’s College Education?
#1 Retiring Too Early Retiring too early will significantly reduce your Social Security benefits. Early retirement can have a major impact on your social security retirement income – particularly if you have retired and continue[...]Read More about Nine Critical Mistakes To Avoid When Planning For Retirement
Yesterday, I had the opportunity to meet with a couple. (I don’t want to use their real names, so I will call them “Bill” and “Sarah”.) Bill was 63, while Sarah was 62, and they[...]Read More about Don’t Forget About The Cash Value in a Life Insurance Policy
I spoke to a lady the other day and for the sake of anonymity, we’ll name her Sarah. Sarah went to a workshop seminar that was given by a fairly popular figure in the financial[...]Read More about What is the difference between the Average Rate of Return and the Actual Rate of Return – And Why Should I Care?
You might be surprised at how often people tell themselves ‘No’ when it comes to life insurance. In many cases, they have already made up their minds that they can’t get life insurance before they[...]Read More about Getting Life Insurance With Pre-Existing Conditions
I rarely take my lunch alone. And while back I had the pleasure of eating entirely too much food with a gentleman named Juan. Let me give you the backstory here. Juan turned 50 the[...]Read More about How to Hedge Your Retirement Against the Costs of Healthcare
No, buying a life insurance policy isn’t going to increase your pension benefit checks. But there is a legit strategy for using life insurance as a way to get the most of your pension. Let[...]Read More about How the Right Life Insurance Policy Essentially Boosts Your Pension
You know, 2016 is going to be one of those years many of us will remember for a very long time. We’ve watched the stock market reach record heights, felt our jaws drop when the[...]Read More about What If You Don’t Need Your RMD’s? Creative Ways to Make the Most of RMDs
Well, it’s probably no surprise that the question I’m being asked right now is “Ryan, what will President Trump mean to my retirement?” And that’s a very good question. However… For all the debates, campaign[...]Read More about What Will President Trump Mean to My Retirement?
As many of you know by now, the Social Security Administration released some disappointing news for 2017. While the coming changes are unfortunate for the millions of Americans who depend on these benefits to make[...]Read More about 3 Ways Social Security is Changing in 2017