#1 Retiring Too Early Retiring too early will significantly reduce your Social Security benefits. Early retirement can have a major impact on your social security retirement income – particularly if you have retired and continue[...]Read More about Nine Critical Mistakes To Avoid When Planning For Retirement
Yesterday, I had the opportunity to meet with a couple. (I don’t want to use their real names, so I will call them “Bill” and “Sarah”.) Bill was 63, while Sarah was 62, and they[...]Read More about Don’t Forget About The Cash Value in a Life Insurance Policy
I spoke to a lady the other day and for the sake of anonymity, we’ll name her Sarah. Sarah went to a workshop seminar that was given by a fairly popular figure in the financial[...]Read More about What is the difference between the Average Rate of Return and the Actual Rate of Return – And Why Should I Care?
A reverse mortgage can be an important financial tool for seniors concerned that they may not have enough money available to them for retirement. With a reverse mortgage, older homeowners are able to convert part[...]Read More about The Pros and Cons of Using a Reverse Mortgage in Retirement
You know, 2016 is going to be one of those years many of us will remember for a very long time. We’ve watched the stock market reach record heights, felt our jaws drop when the[...]Read More about What If You Don’t Need Your RMD’s? Creative Ways to Make the Most of RMDs
Since beginning this blog, I’ve had more than a few requests to address long-term care insurance. So, I think today is as good a day as any to tackle these concerns. Here’s a sampling of[...]Read More about Why Long-term Care Insurance?
When it comes to financial worries, our children’s college educations are right up there with healthcare costs and retirement planning. Here are some startling discoveries from a recent T. Rowe Price survey… 42% of parents[...]Read More about College Tuition: How Much Should You Be Saving?
Let’s face it… for many planning for a comfortable and secure retirement can feel overwhelming at times. But then again, anything worth doing has never been easy, right? There are literally hundreds of complex regulations[...]Read More about Don’t Wreck Your Rollover – Avoid These Costly Mistakes